Life Insurance & Income Protection for the Horticulture Industry

Why Arborists Need Life Insurance in Australia

Arborists in Australia face a range of occupational hazards every day, from working at heights to using dangerous machinery and operating in unpredictable outdoor environments. Given these risks, having life insurance is essential for arborists and their families.

Key reasons arborists need life insurance:

• High-Risk Occupation: Arborists regularly climb trees, use chainsaws, and work in challenging weather conditions, increasing the likelihood of accidents or injuries. Life insurance provides financial security in case of a fatal workplace incident.
• Protecting Loved Ones: Life insurance ensures that an arborist’s family is financially protected if the worst happens, helping to cover ongoing living expenses, mortgage repayments, and children’s education.
• Business Continuity: For self-employed arborists or business owners, life insurance can help keep the business running or provide funds to cover debts and liabilities.
• Peace of Mind: Knowing that your loved ones are financially secure allows arborists to focus on their work with confidence.

Australian insurers consider arboriculture a higher-risk occupation, so it’s important for arborists to disclose their job accurately when applying for life insurance. By having the right cover in place, arborists in Australia can safeguard their families and businesses against the unexpected.

Need life insurance tailored for arborists?

Speak to an insurance specialist who understands the risks of your industry and can help you find a policy that fits your needs.